SIP (Systematic Investment Plan) is the most popular way to invest in mutual funds in India. Our free SIP calculator helps you understand exactly how much wealth you can build — enter your monthly SIP amount, expected returns and investment period to get your maturity value instantly.
Three Calculation Modes
- SIP (Monthly) — Calculate returns on fixed monthly investments
- Lumpsum — Calculate growth on a one-time investment
- Goal Planner — Find how much you need to invest to reach a target
Popular Fund Return Presets
- Equity Mutual Funds — ~16%/year historical average
- Balanced/Hybrid Funds — ~12%/year
- Debt Funds — ~7%/year
- NIFTY 50 Index Fund — ~13%/year long term
- PPF (Safe, guaranteed) — 7.1%/year
The Power of SIP: An Example
Investing just ₹5,000 per month in an equity mutual fund for 20 years at 12% annual returns gives you approximately ₹49.9 Lakhs — from a total investment of only ₹12 Lakhs. That is ₹37.9 Lakhs in wealth gained purely from compounding. Start early, invest consistently, let the calculator show you what patience looks like in rupees.
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